Winnipeg Vancouver Prairie 2 Toronto Prairie 1

With over 35 years combined investment experience, we design innovative financial solutions uniquely tailored to meet your needs. Through integrity, experience and knowledge, we grow and protect your wealth, while providing unparralleded service. Together, with a team of specialists from Scotia Wealth Management, we help you achieve financial security through ongoing advice and personalized solutions.

Norman D Beltrame, CIM, CFP, FMA

Associate Director


norm.beltrame@scotiawealth.com
office 1.204.946.9263
cell 1.204.227.2100
fax 1.204.946.9236
toll-free 1.800.324.0266

Norman has been providing professional financial advice and investment solutions to his clients and their families since 1987. Bringing an up-to-date and diverse knowledge of investments and capital markets, and a disciplined financial planning process, he builds long term client relationships.

Committed to ongoing education, Norman has attained the  Chartered Investment Manager, Certified Financial Planner and FMA designations.

Lori Black, PFPC

Portfolio Associate


lori.black@scotiawealth.com
office 1.204.946.9252
fax 1.204.946.9236
toll-free 1.800.324.0266

Lori has more than 20 years of experience in the investment services industry and has been part of the Beltrame Group for more than ten years.

She is a reliable source of knowledge and provides an enhanced level of service to our clients, implementing investment strategies for our client’s portfolios and handling all administrative and investment related matters.

Lori has completed both the Canadian Securities Course and the Professional Financial Planning course.

Mark Cassidy, CFP

Senior Financial Planner


mark.cassidy@scotiawealth.com
office 1.204.946.9241

Mark has extensive experience providing financial planning advice to our clients with complex and sophisticated needs and goals. With 24 years experience in the Mutual Fund, Trust, Brokerage and Banking industries, Mark puts his expertise in financial planning to practice by individualizing our client’s needs and providing solutions and recommendations to achieve their financial goals and objectives.

Using a disciplined and analytical planning process, Mark  works to develop a highly customized and comprehensive financial plan. As part of this planning process, Mark explores relevant financial, retirement, tax, Will and Estate strategies. Your financial plan will identify specific gaps and opportunities to help you establish and achieve your goals in line with your priorities.

David Maruca B.A.

Insurance Business Development Associate Scotia Wealth Insurance Service Inc


david.maruca@scotiawealth.com
office 1.204.946.9202

David provides specific insurance solutions to further clients’ goals for wealth creation and preservation, income creation and replacement, tax minimization, business coverage, succession planning and charitable giving. He has extensive experience in personal and corporate estate planning. A eight year veteran of the insurance industry, he is a graduate of the University of Manitoba, Faculty of Commerce. Married, he is an avid golfer and outdoorsman.

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